EMPLOYEE BENEFITS

Welcome to the Toro Auxiliary Partners Benefit Page! The health and well-being of our employees is our top priority. As such, we strive to offer the most competitive, comprehensive, and value-added benefit program for our MSP and Full-time, Regular Benefited employees. We have designed a broad range of benefit options to meet employee individual needs as well as family needs. Please review our benefit offerings below.

This year, the Open Enrollment is October 1st - October 31st, 2024. All changes made during this time will become effective January 1, 2025.

2025 Benefits PowerPoint Presentation

2025 Employee Benefits

1. Annual Notices

   • Annual Notice 2025

2. Benxcel Self-Service Benefit Portal

   • Employee Benxcel User Guide

   • https://benxcel.net/Platform

3. Active Employee Medical Monthly Rates

   • Health Plan Cost - Active Employees 2025

4. Early Retiree Medical Monthly Rates

   • Health Plan Cost - Early Retiree 2025

5. Medicare Eligible Retiree Monthly Rates Combined 2025

   • Health Plan Cost - Retiree Medicare Eligible 2025

6. Active Employee & Early Retiree Medical Plan Summaries

   • Anthem HMO 15 Plan Summary

   • Anthem HMO 20 Plan Summary

   • Anthem PPO 80 Plan Summary

     • Express Scripts Plan PPO

   • Kaiser HMO $15 Plan Summary

7. Medicare Eligible Retiree Plan Summaries

   • Anthem Medicare Plan Summary

     • Express Script - EGWP Medicare Summary

   • Kaiser KPSA Plan Summary

8. Delta Dental (Employer Paid)

   • Delta Dental Plan Summary PPO Plan B

   • https://www1.deltadentalins.com/

9. VSP Vision (Employer Paid)

   • VSP Vision Plan Summary Plan A with Tints

   • https://www.vsp.com/

10. Flexible Spending Account

    • FSA Brochure 

    • FSA Enrollment Form CSUDH TAP

    • SmartCare Registration Instructions 

    • SmartCare Portal Online Claims Submission Instructions 

    • Additional Benefits Debit Card Request Form 

    • https://www.bccbenefitsolutions.com/smartcare 

11. Life Insurance

    • Life Insurance Benefit Highlights 

    • The Hartford Enrollment Form 

    • The Hartford Beneficiary Form 

    • The Hartford Ability Assist 

    • The Hartford Beneficiary Assist Counseling Services 

    • The Hartford Estate Guidance 

    • The Hartford Funeral Concierge Services 

    • The Hartford Health Champion 

    • The Hartford Travel Assist 

12. Retirement

    • VOYA

      • Voya Enrollment Instruction Flyer 

      • https://my.voya.com

13. Talk Space Digital Therapy

    • Welcome to Talkspace 

2024 Employee Benefits

2023 Employee Benefits

2022 Employee Benefits